flou

Know where your money goes

No credit card required

Loans, subscriptions and expenses in one place.
Your financial health, clear and up to date.

No credit card · No ads · Your data stays yours

Everything you need

One app, full picture

Loans

Track every instalment

Amortization schedule, extra payments, and an early payoff simulator. Know exactly when you'll be debt-free.

€12k €0

Debt cleared over time

Subscriptions

Stop leaking money

Netflix, Spotify, gym, cloud storage... every recurring charge in one place with the real monthly total.

7

active

Streaming €29
Software €11
Other €21

Transactions

AI receipt scanning

Scan receipts with AI, log income and expenses, and see your real balance — no guessing.

Mon

Sun

Loan tracking

Know exactly when
you'll be debt-free

Full amortization schedule, extra payments that recalculate everything, and a built-in early payoff simulator. No spreadsheets.

  • French amortization — capital + interest breakdown per month
  • Extra payments that recalculate the full schedule instantly
  • Early payoff simulator — no Firestore writes, just instant math
  • Auto-charge or manual payment modes per loan
Car Loan Active

Remaining

€8,450

37% paid of €13,500

Rate

3.5%

Monthly

€250

Left

34

Next instalments

14

Apr 1, 2026

in 20 days

€250 Pending
15

May 1, 2026

in 50 days

€250
16

Jun 1, 2026

in 81 days

€250

AI-powered

Snap a receipt, done.

Take a photo of your bank statement or ticket. AI extracts every transaction in seconds — automatically categorized.

banco · movimientos

Últimos movimientos

Marzo 2026

AMAZON EU

12 Mar

-43,20 €

MERCADONA

10 Mar

-87,50 €

NETFLIX.COM

08 Mar

-17,99 €

TRANSFER. RECIBIDA

01 Mar · Nómina

+2.100 €

AI

Amazon

Shopping

-€43.20

Mercadona

Groceries

-€87.50

Netflix

Entertainment

-€17.99

Nómina

Income

+€2,100

Your dashboard

At a glance

Balance, upcoming payments and all three modules — exactly as they look in the app.

9:41
flou

March 2026

Summary

Loans

2

€5,200

Subs

7

€161/mo

Txns

14

This month

Current balance

+€1,240

+€2,100 income -€600 exp. -€250 inst. -€161 subs

Projected balance

+€983

-€250 inst. -€7 subs

This month

Car loan

in 5 days

€250

Netflix

in 8 days

€17.99

Spotify

in 12 days

€10.99

Subscriptions

Stop leaking money
every month

All your recurring charges in one view. Filter by status, see the real monthly total, and cancel what you don't use.

  • Brand icons auto-resolved from 2 000+ services
  • Filter tabs — All, Active and Paused at a glance
  • Real monthly total factored into your balance
  • Renewal date reminders so nothing surprises you
Subscriptions €161/mo
N

Netflix

Streaming · Mar 18

€17.99
S

Spotify

Music · Mar 22

€10.99
Ai

Adobe CC

Software · Apr 1

€54.99

iCloud+

Storage · Apr 5

€2.99
G

Gym

Paused

€45.00

Monthly total

€161.95

Simple by design

Up and running in minutes

01

Sign in with Google

One click, no forms. Your data is stored securely in your own Firebase account.

02

Add your commitments

Log active loans, recurring subscriptions, and your monthly income sources.

03

Take control

See exactly what you owe, what gets charged this month, and how much is left over.

flou

Know where your money goes

No ads · Your data stays yours